Black Agents in Texas by City and Practice Area
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Latest Articles from the Directory
Whole Life Insurance and Black Family Legacy Planning
Whole life insurance builds up a cash value that you can borrow against, while providing your family with a tax-efficient death benefit. This guide explains how permanent coverage works and how the Black wealth gap affects legacy planning. It also covers estate and beneficiary rules by year and explains how to choose a licensed agent who understands your community.
Black community in Georgia: an estimated 3,687,334 people
An estimated 3,687,334 people in Georgia identify as Black, either alone or in combination with another race
Latest Questions & Answers from the Directory
How do you get guardianship of a parent with dementia?
Our mom is 84 years old and has dementia. My two siblings and I think we need to take guardianship of her. She is not able to take care of herself physically anymore and she can’t manage her finances. Her bills are late and her landlord is threatening to evict her. When we mention anything to my mom about helping her or having her move in with one of us, she gets extremely angry. Her neighbors have called Atlanta Adult Protective Services on her a few times when they’ve seen her wandering outside. What do we need to do to get guardianship and what if she keeps refusing to let us help her?
Do I have to cooperate in a child abuse investigation?
The Cuyahoga County Division of Children and Family Services in Cleveland contacted my boyfriend and me about a child abuse investigation regarding my mom. She runs a daycare out of our house and apparently one of the kids says he was abused by another kid at daycare. They want to talk to my boyfriend and me because we live there. Can we refuse to talk to them? I don’t want to get my mom in any kind of trouble. I told them I wasn’t comfortable talking with them without a lawyer and they said it was ok to have one at the interview if we do agree to answer their questions.
Do I need a prenuptial agreement to protect the property I already have?
I’m engaged and wondering if I need a prenuptial agreement. I have a 10 year old daughter from a prior relationship. I moved here from Maryland to be with my fiancé and we are getting married in LA. I’m told that California is a community property state and that everything we each own now and anything we purchase together while we are married becomes community property. I’m worried about losing half my assets if we divorce. I want to provide for my daughter and I don’t want the assets I own now to be divided with my fiancé, and my daughter to possibly lose out. Will a prenuptial agreement (does his SEO pick up ‘prenup’) protect my property and can my fiancé and I decide what we do and do not want to include in the community property?
What exactly is a QDRO and how do I get one for my ex’s pension?
In my divorce the judge awarded me part of my husband’s pension. My lawyer at the time said I needed to have something called a “QDRO” to get my share of the retirement payments. I wasn’t happy with the way the lawyer handled my divorce and no QDRO was ever done. My ex is receiving his full pension every month and I’m not getting any part of it. I’ve researched how to do one myself and they seem very complicated. Every month that passes I’m being cheated out of my fair share of the retirement. I’ve asked my ex to pay me my share directly and he says he won’t until the law requires him to. How do I go about getting a QDRO and my retirement payments?